Being unemployed is a fate that nobody wants to befall upon them, yet it happens. During this unfortunate time, the need for loans for the unemployed is at the pinnacle, because the income source is almost non-existent.

Unemployed loans are predominantly designed for jobless individuals to ensure hassle-free cash relief for them.


Choosing the right loan is not enough until you get it from the right lender. Easypolicy Loans has already proved it by assisting several borrowers living in the UK. We may be new in the marketplace of the UK, but we are the specialist lender providing quick loans for unemployed people.

  • We have guaranteed approval policy if you have a good credit rating or can provide a guarantor, that does not mean that we do not offer "loans for unemployed with bad credit and no guarantors.
  • We are always friendly to all credit scores, as we understand that the jobless are prone to poor credit or very bad credit situation and gladly cater to all their financial needs by honouring their credit scores.
  • To apply for the loans, hold your Smartphone or open up the screen of the laptop to apply online with no documentation at all.

Banks and other financial institutions will never give the unemployed or even the freelancers the benefit of the doubt and let them off the hook for not having a fulltime job.

It is just the direct lenders like Easypolicy Loans, who understand that every borrower is valued, despite their unfortunate circumstances. Otherwise, why would we have framed payday loans for the unemployed?


Do you need some cash urgently but do not have a job to convince a lender?

It is not always easy to secure loan approval, especially when you are unemployed. Dealing with your urgent needs is still a priority. Fortunately, loans are there to bring guaranteed emergency cash for unemployed people to fix their financial problems. These easy steps will help you identify the effective borrowing option and inform you about how you can apply for it.

The convenience, effectiveness and quick nature of our loan procurement process is one reason why we are slowly gaining ground in the loan domain. Our quick loans for unemployed can be acquired minutes after your application is approved, we promise to be that fast.


When you do not have a steady income, and struggling with bad credit, taking care of your short term expenses always proves to be the tricky task. The unemployed loans with bad credit can work for you if you want to borrow a small amount to manage your needs.

The loans at easypolicyloans offer you a decent amount of funds (by considering your current financial scenario) and bring many other benefits, such as:

  • Flexible repayment option
  • Collateral free funding
  • No credit score check
  • Quick funding assured
  • Specialised deals for unemployed students
  • Use benefits to repay the loan

Payday loans for unemployed from direct lenders, like us, are one of the most sought after short-term loans by the jobless.

These loans will help you to:

We have had students, who have taken up these loans, to pay their rent because their month’s benefits were mismanaged.



The loans for unemployed can be accessed even with bad credit, and no guarantor is required in the UK. These are quite a feasible option when you are struggling with cash issues due to the sudden loss of the job.

Easypolicy Loans – Main Features of Unemployed Loans
Borrowing Limit
Borrowing Limit
Borrowing Limit
No Guarantor Approval on Part-time income or benefits Part-time income should be there
No Collateral No asset is required Guaranteed approval on collateral basis
Bad Credit or Very Poor Credit Accepted Unemployed people with bad credit scores can apply A good credit score is welcome, but approval is also for individuals with fair or poor credit

Depending on your exact needs during unemployment, you can acquire the funds in the veil of short term loans for unemployed with no fees. In the absence of steady income and no guarantor at the backing, you can use the following factors as a source to make repayments:


Losing a job does not mean that your future financial well-being is a distant dream. This is precisely where loans for unemployed people on benefits can help.

Nobody wishes to be unemployed, and nobody wants to be at a place where they have no income source, yet they still find themselves there. Surviving in the present without a source of income is almost impossible. From food to rent, everything needs to be paid for with an income.

The unemployed might have savings to get them by, but there is also the possibility that they might not have enough for subsistence.

Understanding this fact, the British Government allows the privilege of seeking unemployment benefits to the people who do not have a job for almost half a year. The benefits act as the saving grace for the people to go through the rough patch of life.

Easypolicy Loans Doing Its Bit

In addition to government benefits, our company provides loans to people who do not have a job.


We do so, to contribute our bit in the upliftment of every member in the society. We accept the government benefits as an income source and provide short-term credit on the same.

Sometimes our borrowers contact us after getting new employment, and we feel immensely honoured to become a part of their journey to success through our loans for unemployed on benefits.

However, we feel it is worth mentioning that the unemployed should only procure a loan amount that they know they will be able to return. Otherwise, the debt will only make their situation worse.


We provide the funds on a quick basis. If there is a need for cash loans today, for the unemployed, we will make your needs our command and provide you with the aid the same day. We are also well prepared to offer the loans without making the guarantor’s presence or collateral submission as mandatory as other lenders do.

Our prospective borrowers need to share their financial problems with us. It helps us to formulate the loan terms and conditions according to their prevailing Concerns, Circumstances and Capacities.

We have put our loan policies on these FOUR objectives:-

We vow to work continuously for the financial well-being of unemployed people living in the UK. We take only a few minutes to do online verification of your loan application. Besides, the online transfer of the funds to your bank accounts will be done on the same day basis, as the unemployed especially come to us when they have a requirement of emergency money.

Come and collect unemployed loan benefits that are for everyone. Apply now!

Unemployed Loans FAQs

Can I borrow money if I am unemployed?

Yes, you can borrow money on your unemployment days. The direct lender provides its services to all the categories of the borrower. For example, a person who is not working can get an access to the flexible featured loans. The lender accepts income from other sources which an unemployed must be earning. However, by filling an online application, you can get an easy repayment process so that loan journey can be handled properly.

Where can I avail loans for unemployed with bad credit?

You can get loans for unemployed with bad credit from Easypolicy Loans. The lender will let your borrow a sufficient amount of money as long as you have a source of income, for instance, unemployment benefits or passive income.

Do I need a guarantor to apply for a loan when I am unemployed?

You do not need a guarantor to apply for a loan for unemployed even though you have a bad credit rating. You need to just prove your repaying capacity. Easypolicy Loans does not require a guarantor and yet offer the loan at lower interest rates.

How can I obtain an emergency cash loan with bad credit?

If you need funds for an emergency, you need to follow the following steps:

  • Visit the website www.easypolicyloans.com
  • Fill out the application form
  • Submit your income statement.

Once you do all these steps, you will get money immediately in your account.

How can I be Eligible for a loan with a low income?

Yes, you can get a loan even if you are a low wage earner. The lender will look over your income statement to find out how much income you have left after paying all your essential expenses like rent, utilities etc. The lender will decide the disbursal limit based on the surplus income so that you do not fall in debt.

Can I apply for a Short Term Loan with Bad Credit If I am unemployed?

Yes, you can get a short-term loan with bad credit if you are unemployed provided you have a repaying capacity. However, if you want to borrow a significant amount of money, you may need to put in collateral or arrange a guarantor with a good credit history.

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